While travelling abroad has changed a lot because of COVID-19, people are starting to get back into their routine of taking holidays and going on business trips. Therefore, it might be wise to consider purchasing international travel insurance with COVID coverage. Today, we discuss the reasons for buying it and the benefits!
Some Countries Require It
The pandemic has undoubtedly changed the way we do things, and travelling is a large part of that. Many countries already require tourists to have basic travel insurance. However, some of them mandate that you must be covered for medical costs relating to COVID-19.
Overall, the rules differ. Some only focus on those who are unvaccinated, while others exclude whole countries.
Countries worry that they might be forced to bear the financial burden of treating tourists who contract the virus because they’re uninsured.
How to Know If You Need It
When travelling to foreign countries, it’s best to research their rules and cultures. That means you’re prepared before you arrive to reduce any inconvenience during the trip.
Therefore, it’s best to go ahead and buy international travel insurance with COVID coverage before the trip. You’re covered in case something happens, and you can enjoy your trip hassle-free.
No one wants to think of missing out on the fun because they’re sick or injured. However, it’s best to have coverage to help you pay for care if it happens.
What’s Covered
Many companies sell international travel insurance with COVID coverage, and the options can vary. Therefore, it’s best to know what to expect from the top providers. This includes:
- COVID-19 coverage
- Overseas medical expenses
- Emergency medical evacuations
- Overseas hospital stays
- Trip cancellations (with stipulations)
- Travel or baggage delays
- Adventure activities
You can go to almost any healthcare facility if you have to see a doctor because you get sick during your trip. This also applies when you must be sent to a hospital or travel by ambulance.
Likewise, you are often reimbursed if you must cancel your trip, though this has stipulations attached to it. For example, you may have to create a claim a few days before your holiday.
Generally, some things aren’t included in your international travel insurance with COVID coverage. These include:
- Vehicle rental damage
- Mobile phone damage or loss
- War
- Pre-existing conditions
- Playing in professional sports
- Pregnancy and childbirth
Before buying insurance, it’s best to read the full details so you’re prepared. Bubblegum wants you to feel comfortable purchasing a policy for your family. Therefore, we ensure transparency throughout the process.
Most people don’t realize that travel insurance doesn’t focus solely on medical problems. It also covers certain aspects of your trip, baggage, and much more!
Where to Get International Travel Insurance with COVID Coverage
Bubblegum offers one of the best policies regarding international travel insurance with COVID coverage. These low-cost plans make it possible to visit other countries on holiday without worrying about getting sick or what to do if you must cancel.
Overall, COVID-19 coverage is one of the reasons people choose us. The pandemic has made everyone realize how important it is to feel confident during travels.
How Does International Travel Insurance with COVID Coverage Work?
Bubblegum’s international travel insurance focuses on a single trip, so it’s a short-term policy. Generally, you can’t cancel or change it once you pay the premium. However, extending the policy period is possible if unforeseen problems arise without paying extra. This happens automatically until you return to Singapore.
Conclusion
International travel insurance with COVID coverage is crucial for everyone who travels to foreign countries. It is ideal to buy travel insurance before you start your journey and leave Singapore. You want to ensure good health and safety when you leave Singapore. This is one way to do that!
We are part of the digital insurance ecosystem created by MoneySmart and we want to ensure that you get quality travel coverage when you need it the most. Please fill out the online contact form or buy insurance online today!
